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What should a notary do if they have doubts about a signer’s understanding of the transaction?

  1. Proceed with notarization regardless

  2. Put the transaction on hold until clarification is obtained

  3. Notify local authorities immediately

  4. Ask another notary for advice

The correct answer is: Put the transaction on hold until clarification is obtained

The most appropriate action for a notary who has doubts about a signer’s understanding of the transaction is to put the transaction on hold until clarification is obtained. This choice is grounded in the notary's responsibility to ensure that all parties fully understand the documents they are signing and the implications of those documents. If a notary suspects that the signer does not comprehend the transaction, proceeding with the notarization could lead to legal complications or even allegations of wrongdoing. Ensuring understanding helps protect both the signer’s rights and the integrity of the notarization process. In this situation, the notary might need to ask questions, seek additional verification, or allow the signer to consult with a legal advisor before continuing. This proactive approach fosters transparency and trust, ultimately helping all parties involved in the transaction.